Pet Insurance

Meet Murphy!

Meet Murphy!

Murphy is our office CMO (Chief Morale Officer).  He's an 8-year-old mini Goldendoodle and enjoys belly rubs, walks and treats!

Get the protection you need for the furry friends in your life!

If you're looking for help in getting the best possible care for your pets, you've found your solution with the wide variety of policy options provided to you by the Hartville Pet Insurance Program, offered via Safeco Insurance.

As long as the cat or dog is at least eight weeks old, you are eligible to enroll your pet in a pet health insurance plan, whether or not you are a Safeco policyholder.

The policies under the Hartville Pet Insurance Program cover a wide variety of medical expenses, including:

  • Accidents/injury
  • Illness
  • Hospitalization
  • Emergency vet visits
  • Surgery
  • Dental illnesses
  • Alternative therapies

About Pet Insurance

Accident coverage will take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects and toxic ingestions.

With illness coverage, you’ll be reimbursed for the costs of major and minor illnesses, such as cancer, arthritis, allergies, hypothyroidism, digestive problems and UTIs.

Hereditary and congenital conditions
This coverage is for the costs of inherited conditions and birth defects that don’t show symptoms until later in your pet’s life, like heart disease, IVDD, eye disorders and hip dysplasia.

Behavioral issues
Behavioral issues coverage can help with the costs of vet visits for concerning behaviors that may be related to anxiety or compulsive behavior, like excessive licking, fur pulling and destruction of the home.

The optional preventive care add-on covers benefits including:

  • Vaccinations
  • Annual physicals
  • Flea prevention

Coverage for preventive care (if purchased for a little more per month) begins immediately on the plan’s effective date. There is a 14-day waiting period for coverage for accidents, illnesses and knee/ligament injuries.

Although premiums will increase as a covered pet gets older, a policy will never be cancelled or downgraded due to a pet’s age or health.

Pre-existing conditions, cosmetic procedures, and/or costs associated with breeding or pregnancy are not covered. For a full list of exclusions, visit

Safeco customers in most states qualify for a discounted rate*. Pet health insurance is available countrywide. Read policy provisions for California. Learn how pet insurance works and get started quoting.

Get an instant pet insurance quote!

If you have any questions about pet insurance, our insurance counselors are standing by to help!  Just call/text (949)582-5220 or email and we'll get back to you quickly with a thorough answer.