“Helping You Protect The Things In Life That Matter Most”
Sun Pacific Insurance Brokers has been delivering insurance expertise and assistance to California residents since 1984. We are comprised of a team of proven professionals, dedicated to protecting the things in life that are most important to you, while also providing you with customer service that’s GUARANTEED to astonish you!
As a local, independent agency, we have access to all of the leading insurance companies, allowing us to constantly monitor the insurance marketplace to offer you an affordable coverage that is customized to fit your individual needs.
When you make the smart decision to invest in one of our personalized protection programs, you'll receive the peace of mind that you deserve, knowing that your family, home, cars, business and most important assets are properly protected.
Please contact us today at (949) 582-5220 or service@spib.com to get the conversation started and receive complimentary insurance review from a licensed, local insurance counselor.
Contact Us

Auto Insurance
Get instant, competitive rates that could save you $509 or more on your auto insurance!
Get A Quote
Home Insurance
Our educational approach takes the mystery out of home insurance and will ensure you have the right coverage, at the best possible price.
Get A Quote
Business Insurance
Protect your business and employees with a comprehensive commercial insurance program.
Get A QuoteDownload Our Free Fire Safety Guide
Is your family prepared to handle a house fire? Do you know the steps to prevent one? Do you have a go-plan to keep your family safe in the event of a fire emergency in your home? If not, our free ebook can help. Sign up below to receive your copy of “Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire.”
Helpful Content
Totaled: The Cost of Cars and Your Limits
More cars than ever are now totaled after an accident. Here's what that means for your coverage. And your loan.
Did You Know This Fact About Claims Advances?
If a fire forces you out of your home, you can ask for a claim advance.
How Long Can Your Business Stay Out of Business?
No business wants to flip that “Closed” sign for long, but there’s coverage for that.
What is Risk?
Do you know what Risk is?
What is a Broker?
Do you know what a Broker is?
Understanding Extended Care
Understanding the types of extended care services—and what those services could cost—may be critical.
Term vs. Permanent Life Insurance
When considering life insurance, it's important to understand your options.
How to File a Wildfire Claim
Here’s what you need to know when filing a wildfire insurance claim.
Medicare Advantage 101
Overview of Medicare Advantage, what’s in them, special rules, and more.
View all articles 
The Best of Both Worlds
Here are a few reasons we’ve chosen to be independent.
Accidents
Accidents happen to everyone. We're here to help.
Your DNA Test
A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.
The Wild West of Data Theft
Learn about cyber liability insurance in this entertaining video.
Dog Bites and Homeowners Insurance
Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.
Snapshots
Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.