“Helping You Protect The Things In Life That Matter Most”
Sun Pacific Insurance Brokers has been delivering insurance expertise and assistance to California residents since 1984. We are comprised of a team of proven professionals, dedicated to protecting the things in life that are most important to you, while also providing you with customer service that’s GUARANTEED to astonish you!
As a local, independent agency, we have access to all of the leading insurance companies, allowing us to constantly monitor the insurance marketplace to offer you an affordable coverage that is customized to fit your individual needs.
When you make the smart decision to invest in one of our personalized protection programs, you'll receive the peace of mind that you deserve, knowing that your family, home, cars, business and most important assets are properly protected.
Please contact us today at (949) 582-5220 or service@spib.com to get the conversation started and receive complimentary insurance review from a licensed, local insurance counselor.
Contact Us
Auto Insurance
Get instant, competitive rates that could save you $509 or more on your auto insurance!
Get A Quote
Home Insurance
Our educational approach takes the mystery out of home insurance and will ensure you have the right coverage, at the best possible price.
Get A Quote
Business Insurance
Protect your business and employees with a comprehensive commercial insurance program.
Get A QuoteDownload Our Free Fire Safety Guide
Is your family prepared to handle a house fire? Do you know the steps to prevent one? Do you have a go-plan to keep your family safe in the event of a fire emergency in your home? If not, our free ebook can help. Sign up below to receive your copy of “Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire.”
Helpful Content
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Medicare Advantage Plans (Medicare Part C)
Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.
Medicare Advantage 101
Overview of Medicare Advantage, what’s in them, special rules, and more.
Insuring Your Business With a Buy/Sell Agreement
It may help your business be better prepared in the event of the death of a principal or key employee.
Protecting Your Business from the Loss of a Key Person
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
Protecting Your Home Against Flood Loss
Protect yourself against the damage that your homeowners policy doesn’t cover.
How Much Life Insurance Do I Need?
Your family's needs and assets are critical considerations when determining how much life insurance to invest in. Use this four-step process to help you calculate how much life insurance you need.
The Right Time to Buy an Annuity
Knowing when to buy an annuity can make a big difference. Learn how timing can influence your decision about if and when to buy.
How Your Credit May Affect Your Life Insurance Premiums
This article is perfect for helping you explore the surprising connection between your credit score and life insurance costs.
View all articles 
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Assess Your Life Insurance Needs
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Disability Income
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
View all calculators
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
View all presentations
Snapshots
Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.
Accidents
Accidents happen to everyone. We're here to help.
Your DNA Test
Preparing for the unexpected can make all the difference if your family relies on your income.
Combine Your Policies and Save
Some things just make perfect sense in pairs.
Coaches
Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.
Forecast
Life is as unpredictable as the weather. We’d love to help you prepare.