Earthquake Insurance

Rebuilding your home, replacing your possessions and starting over can be terrifying.

Have you ever done it?  Not just a new job, but a new life? It takes herculean will.  And no guarantee exists that you will ever get back to the point you left. Chances are, it probably will be grim for a good while and it may end up worse.

Having to start over because an earthquake has destroyed your home means one other thing. You really will not be starting over. In fact, you will begin way behind the starting blocks. Because if your home is destroyed, you will still owe the mortgage. If you are still paying on destroyed possessions, that debt will not disappear, either.

It’s amazing that your entire life can be thrown upside-down in an instant, but living in California, chances are it might.

Consider the following three facts:

  1. There are 500,000 earthquakes each year
  2. Human activity can trigger them
  3. There is 70% chance of a 6.7 magnitude or higher occurring in the CA area in the next 30 years

The final, convincing fact is that if you cannot afford to rebuild your home, you need earthquake insurance.

So, rebuild with insurance money, not your own. Contact the Earthquake insurance specialists at Sun Pacific Insurance for a free quote on earthquake insurance today.  You'll be surprised at how affordable an Earthquake Insurance policy can be!


Earthquake Disaster Preparedness

Here are some tips to help prepare your home before an earthquake:

  • Prepare an emergency kit and make a family communications plan.
  • Fasten shelves securely and place large or heavy objects on lower shelves.
  • Breakable items should be stored in low, closed cabinets with a latch.
  • Heavy wall items should be attached securely and away from beds, couches, or anywhere people might be underneath.
  • Brace overhead light fixtures and top-heavy lamps.
  • Have defective electrical wiring and leaky gas connections repaired by a qualified professional.
  • Secure water heater, refrigerator, furnace and gas appliances with strapping or bolting. If recommended by your gas company, have an automatic
  • vibration shut-off valve installed.
  • Keep cracks in ceiling or foundation repaired and check often for structural defects.
  • Store weed killers, pesticides, and flammable products on bottom shelves in closed cabinets with a latch.
  • Locate safest spot in each room under a sturdy table or against inside wall. No doorways.
  • Hold family earthquake drills: Drop, cover and hold on.