View the Wedding Protector Plan Rate Chart

Congratulations on your engagement! What a fabulous time in your life. We hope you cherish every moment. 

Your wedding day should be all about you and your new life together.  So, to help you to avoid any unnecessary concerns, here are some things to consider...

Tip #1: Insurance for the "Big Day"

If your wedding plans include a celebration at a restaurant, banquet hall or hotel, it's important to check their insurance coverage. You will have a lot of guests and support staff on hand, so make sure they carry an adequate amount of liability insurance. 

In addition to the venue's coverage, you should strongly consider investing in the Wedding Protector Plan, which is special event insurance that provides several different types of coverages for your rehearsal dinner and wedding, including: cancellation/postponement, lost deposits, event photography and video, gifts, jewelry, liability (optional) and liquor liability (optional).

For as little as $160, you can protect your financial investment and get the peace of mind you deserve as you plan and celebrate your special day!

Or, if you get married in your home, let one of our insurance counselors check your homeowners policy to determine what will or will not be covered.

Tip #2: Auto Insurance Discounts Are Now At Your Fingertips

When you awaken as a married couple, you'll feel great, but maybe not all that different. But in the minds of your insurance company, you're seen as new and improved people.  Why?...

Insurance company data shows that married people are more responsible (although insurers don't exactly know why).

As a result, you'll begin to experience the world of insurance discounts. In fact, you could see as much as a 25% drop in your auto insurance bill when you marry and combine your vehicles onto one policy.

And that's not all!  You might be able to snag multi-car and multi-policy discounts, as well.

Tip #3: Don't Skimp on Renters or Homeowners Insurance

While marital status is not used for pricing a renters policy, the value of your possessions is. And that value might have just increased. So, shouldn't you protect it?

Consider a renters policy and get protection for:

  • All of your possessions, including those shiny new wedding gifts!
  • Your liability in case your actions cause injury to someone else or their property.

A homeowners policy covers all of the above, plus the home itself.

Tip #4: Protect Those Valuables

Whether you’re a renter or homeowner, you just got married, so you probably received some valuable gifts!

Did you get expensive china, pots and pans?  Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (we all know those can be pricey)?

If you have a lot of valuable possessions, you should consider scheduling these high-value items on your home or renters policy. This will broaden your protection.  Plus, there is no deductible.

Tip #5: Get Extra Protection with Umbrella Insurance

In this litigious society, you can still be held liable for a large settlement in a wide variety of unexpected situations. This could put the financial footing of your marriage at risk before you even get started.

An umbrella policy adds an extra layer of protection over and above your homeowner's and auto policy.  Umbrella policies are very affordable and will give you the peace of mind you deserve as you start your new life together.

Tip #6: Explore Your Life Insurance Options Now

Researching your new life insurance needs is very important at this phase in your life. We can help you sort out all of the options (which are many) and get you in the best life insurance plan for you, your new spouse and your family.

Plus, you can get set up with a life insurance program that also acts as a retirement plan.  Ask us how!

Six Factors - One Insurance Source

Insurance is an important part of your new life. So, you should turn to the experts at Sun Pacific Insurance, because we can provide the 6 following benefits:

  • Knowledge of all insurance coverages including life, homeowners, auto, umbrella, and more...
  • A consultative rather than a hard sell approach
  • Access to the most reputable insurance companies in the market today
  • A strong, local presence in the Southern California market
  • Commitment to continuing insurance education
  • Our pledge to insure all of our customers with the best coverages, at the best value

Call (949)582-5220 today, or fill out the quick quote form above, for all your newly married insurance needs. We'll help protect you for life!

Enter your zip code above, or give us a call to get started on your quote!