California Home Insurance

How much homeowners insurance protection do you need?

Well, you need enough to cover the following:

  • The structure of your home
  • Your personal possessions
  • The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs
  • Your liability to others

Are you sure you have adequate coverage should an unexpected disaster strike?

Here in Southern California, it’s a frightening reality that our homes are in an area vulnerable to fire and other natural disasters. The combination of Santa Ana winds, stifling summer heat and rolling hills filled with dry vegetation becomes extremely combustible during fire season.

  • How many families do you know have lost their homes in the past few years?
  • Almost as important, how good was their home insurance coverage?

Many homeowners discover too late that they weren't protected the way they had envisioned. The most common experience is that they find a large gap between the replacement value in their homeowners insurance policy and the market cost to actually replace their home.

This protection gap creates a huge cost you will need to cover yourself, just to get your home back to what it was before the fire. In fact, the older the policy, the greater likelihood that this is a large gap driven by changing home values.

Don't make the dangerous mistake of being a homeowner that discovers a shortfall in coverage after it's too late. You need a trusted homeowners insurance adviser to make sure your policy protects you, your family and most important assets.

When you safeguard your home and family with one of our proven and trusted homeowners insurance programs, you will receive the personalized attention of a Southern California homeowners specialist, who will make sure you are getting the right protection, at the best possible price.

Finally, you can get rock solid homeowners coverage at an affordable price!

Sun Pacific Insurance Brokers

Homeowners in the Southern California area have turned to our expert agents at Sun Pacific Insurance Brokers for over 30 years. Working in cooperation with you, our agents can determine the protection you need, so you only pay for exactly what you need.

Get fully protected with the right homeowners insurance policy today by visiting Sun Pacific Insurance Brokers, calling our office at (949)582-5220, or completing the Protection Savings Form on this page right now!