“Helping You Protect The Things In Life That Matter Most”
Sun Pacific Insurance Brokers has been delivering insurance expertise and assistance to California residents since 1984. We are comprised of a team of proven professionals, dedicated to protecting the things in life that are most important to you, while also providing you with customer service that’s GUARANTEED to astonish you!
As a local, independent agency, we have access to all of the leading insurance companies, allowing us to constantly monitor the insurance marketplace to offer you an affordable coverage that is customized to fit your individual needs.
When you make the smart decision to invest in one of our personalized protection programs, you'll receive the peace of mind that you deserve, knowing that your family, home, cars, business and most important assets are properly protected.
Please contact us today at (949) 582-5220 or service@spib.com to get the conversation started and receive complimentary insurance review from a licensed, local insurance counselor.
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Auto Insurance
Get instant, competitive rates that could save you $509 or more on your auto insurance!
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Home Insurance
Our educational approach takes the mystery out of home insurance and will ensure you have the right coverage, at the best possible price.
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Business Insurance
Protect your business and employees with a comprehensive commercial insurance program.
Get A QuoteDownload Our Free Fire Safety Guide
Is your family prepared to handle a house fire? Do you know the steps to prevent one? Do you have a go-plan to keep your family safe in the event of a fire emergency in your home? If not, our free ebook can help. Sign up below to receive your copy of “Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire.”
Helpful Content

Insuring Your Second Home
There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.

Creative Ways to Motivate Your Employees
Five creative (and inexpensive) ideas for motivating your employees.

A New Way to Look at Your Bucket List
Bucket lists don’t have to be for tomorrow.
What Determines Car Insurance Rates?
Learn about the factors used to create car insurance quotes in this educational article.
Think Flood Safety this Spring
Floods are among the most frequent and costly natural disasters, especially in the Spring. Last year alone, excessive rainfall brought flooding to many locations, making it the deadliest for flooding since 2017.
What is a Term?
Do you know what a Term is?
Did You Know This Fact About Carpooling?
Carpooling might save you money on your premiums.
What Does Boat Insurance Cover?
Learn the basics of boat insurance, including what it is, what it covers, and why you may want to consider protecting your watercraft against accidents.
What is Exposure?
Do you know what Exposure is?
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Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
Assess Your Life Insurance Needs
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Disability Income
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
View all calculators 
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
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Accidents
Accidents happen to everyone. We're here to help.
If a Tree Falls
This handy video helps you stay prepared in case a fallen tree has damaged your house.
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?
If You're In An Accident
Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.
The Best of Both Worlds
Here are a few reasons we’ve chosen to be independent.
Coaches
Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.