“Helping You Protect The Things In Life That Matter Most”
Sun Pacific Insurance Brokers has been delivering insurance expertise and assistance to California residents since 1984. We are comprised of a team of proven professionals, dedicated to protecting the things in life that are most important to you, while also providing you with customer service that’s GUARANTEED to astonish you!
As a local, independent agency, we have access to all of the leading insurance companies, allowing us to constantly monitor the insurance marketplace to offer you an affordable coverage that is customized to fit your individual needs.
When you make the smart decision to invest in one of our personalized protection programs, you'll receive the peace of mind that you deserve, knowing that your family, home, cars, business and most important assets are properly protected.
Please contact us today at (949) 582-5220 or service@spib.com to get the conversation started and receive complimentary insurance review from a licensed, local insurance counselor.
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Auto Insurance
Get instant, competitive rates that could save you $509 or more on your auto insurance!
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Home Insurance
Our educational approach takes the mystery out of home insurance and will ensure you have the right coverage, at the best possible price.
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Business Insurance
Protect your business and employees with a comprehensive commercial insurance program.
Get A QuoteDownload Our Free Fire Safety Guide
Is your family prepared to handle a house fire? Do you know the steps to prevent one? Do you have a go-plan to keep your family safe in the event of a fire emergency in your home? If not, our free ebook can help. Sign up below to receive your copy of “Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire.”
Helpful Content

Did You Know This Fact About Fire Extinguishers?
How often should you check your fire extinguishers? Do you know?

How to File a Wildfire Claim
If your home or business has experienced devastation due to wildfires, here’s what you need to know about filing an insurance claim.

Rental Car Insurance: To Buy or Not to Buy
Before you buy insurance for your car rental, make sure you know what it covers. Find out the pieces of a car rental policy, and whether your regular auto coverages already have it.
Prescription Drug Benefits Under Medicare (Part D)
Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage
Term vs. Permanent Life Insurance
When considering life insurance, it's important to understand your options.
Did You Know This Fact About Parking in a Garage?
Save money by parking your car in your garage.
How Swimming Pools Affect Your Homeowners Policy
When the weather warms up, it’s important to remain up to date when it comes to your insurance coverage—especially if you own a pool.
Short Term vs. Long Term Disability Insurance
From covering broken bones to chronic illness, here's what you need to know when it comes to your disability insurance options.
Retiree Health Care Coverage Overseas
Retirees traveling abroad need to know that their health insurance travels with them.
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Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Disability Income
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Assess Your Life Insurance Needs
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
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Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
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Snapshots
Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.
A New Way to Look at Your Bucket List
Bucket lists don’t have to be for tomorrow.
Forecast
Life is as unpredictable as the weather. We’d love to help you prepare.
Stay Safe with a B.O.P. At Your Back
Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.
If You're In An Accident
Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.
The Wild West of Data Theft
Learn about cyber liability insurance in this entertaining video.