Your current personal auto insurance policy excludes all coverage as soon as you turn the app on. And, rideshare companies’ commercial coverage doesn’t apply until you accept a ride. That leaves you with a dangerous gap in coverage during the time your app is on, but you have not yet paired with a rider.
However, Mercury Insurance recently added a new option that can potentially fill this gap in coverage. With this new rideshare coverage, your personal auto insurance policy will provide coverage during "Period 1," when you are logged in and waiting to be matched with your next rider.
The statistics show that auto accidents in California can easily cost you over $100,000. So if you got into an accident right now while your Uber or Lyft app is on, but you weren't yet paired with a rider, you would be fully responsible for that money.
So get a quote now, while you're thinking about it, and be better protected while you're driving customers around town.
Don't Worry About the Cost!
Mercury's Rideshare Coverage is very affordable. On average, it's only a 10% surcharge on your existing personal auto policy. So if you're currently paying $1,000 per year, the additional cost to you would only be approximately $100 annually (or only $8.33/month).
So don't get stuck with an auto insurance policy that leaves you exposed to a dangerous gap in coverage. When it comes to ride share auto insurance in California, Uber and Lyft drivers turn to Sun Pacific Insurance to make sure they are adequately protected.
The Sun Pacific Rideshare Insurance experts can help you with these critical areas:
- Comprehensive coverage
- Liability and medical protection
- Good driver discounts
- Anti-theft discounts
- Multiple car and driver discounts
- Multi-policy discounts (save up to 15% when you combine your auto and home/renters insurance)
About Sun Pacific Insurance Brokers
For over 32 years, Sun Pacific Insurance has delivered top quality protection plans to motorists looking for auto insurance in the Southern California area. Our agents are committed to providing you with continual education designed help you become a smarter insurance consumer. In addition, we promise to go well beyond your expectations by providing customer service that is guaranteed to astonish you.
Discover how to save money and increase protection with a personalized, proven and trusted auto insurance policy by calling our office or completing the quote form on top of this page right now!