Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

 
 
 
Your DNA Test

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

What is Risk?

What is Risk?

Do you know what Risk is?

If a Pipe Breaks

If a Pipe Breaks

Do you know what to do if a pipe breaks in your house?

 

Protecting Your Home Against Flood Loss

Protect yourself against the damage that your homeowners policy doesn’t cover.

Protecting Your Business from the Loss of a Key Person

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Planning for the Expected

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

Did You Know This Fact About Dryer Lint?

Dryer lint is extremely flammable, and should be cleaned regularly

When to Self-Insure

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

Did You Know This Fact About Smoke Detectors?

Do you know how often to change the batteries on your smoke detectors?

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Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

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If a Pipe Breaks

Do you know what to do if a pipe breaks in your house?

If You're In An Accident

Do you know what to do if you're in a car accident?

If a Tree Falls

Do you know what to do if a tree falls on you house, damaging your roof?

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

Accidents

Accidents happen to everyone. We’re here to help.

Forecast

Life is as unpredictable as the weather. We’d love to help you prepare.

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