From the monthly archives: September 2014

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Life Insurance: Do You Know Your Options?

Written by on 9/14/2014 12:05 PM . It has 0 Comments.

September is life insurance awareness month!  And since the latest stats indicate that nearly 50% of consumers age 25 to 64 do not have life insurance coverage, we figured that now is the perfect time to get the conversation started. If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death.  Purchasing a life insurance policy is a safety net that ensures your loved one’s future financial obligations are met, covering items such as funeral costs, outstanding debt, estate taxes and everyday living expenses. There are two basic types of life insurance: term life insurance and permanent life insurance.  The type of life insurance policy that best suits you will depend on your unique needs.  

To help you decide, here are the basics: OPTION #1: TERM LIFE INSURANCE Just as its name implies, term life insurance covers you for a specific period of time, or term, that you choose. Since it offers a de ...


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