From the monthly archives: May 2014

We are pleased to present below all posts archived in 'May 2014'. If you still can't find what you are looking for, try using the search box.

How To Identify Odometer Fraud

Written by on 5/26/2014 5:32 PM . It has 0 Comments.

How sure can you be that the odometer mileage shown on that car you're thinking of buying is an accurate record of how far the vehicle has actually traveled?  The shocking truth is that one in ten autos on our roads today have been "clocked" – had their odometer rolled back. That means almost half a million cars are sold with false mileage readings every year. The crime is such a worry that the Department of Transportation actually has a special department to deal with it – the Office of Odometer Fraud Investigation. The law is blunt and simple on this issue: It's illegal to disconnect, alter, or reset an odometer with the intention of changing the mileage. If an owner is aware that their mileage is incorrect, they must say so in writing when they transfer title (except if the auto is more than 10 years old). So, what can you do to check if the number is accurate on a vehicle you're considering purchasing? Here are five key actions: Compare the figure in the car's title transfer doc ...

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Funny Quotes to Celebrate Mom

Written by on 5/10/2014 5:55 PM . It has 0 Comments.

In honor of Mother’s Day, here are a few funny, uplifting quotes to make you smile.  All you moms out there can probably relate to most of these! “The quickest way for a mother to get her children’s attention is to sit down and look comfortable.” “Mothers of teenagers know why animals eat their young!” “A mother is a person who, seeing there are only four slices of chocolate cake for five people, promptly announces that she never really did care for chocolate cake.” “Children are a great comfort in your old age - and they help you reach it faster, too!” “Moms: not all superheroes wear capes.” “I love cleaning up messes I didn’t I decided to become a mom!” “When my kids grow up, I’m going to their house to break all of their stuff, eat all their food, make a mess, say I’m bored, then just leave without saying goodbye.” “Mothers are basi ...

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What The Remodeling Process Means To Your Insurance

Written by on 4/30/2014 6:15 PM . It has 0 Comments.

If you plan to remodel your home, make sure that the house, the contractor and the subcontractors have adequate insurance coverage. Don't make the mistake of waiting until an addition or extra room is completed to increase the insurance coverage on the structure of your home. If the new addition is destroyed or damaged before insurance coverage has been increased, you may be responsible for the cost of repairing or rebuilding the addition. Be sure to contact our office before, or shortly after, construction begins in order to increase the insurance coverage on your house to an amount that reflects the higher value of the rebuilt structure. When hiring a general contractor, find out if the contractor has workers compensation and ask to see a copy of the policy. Workers compensation pays for medical and rehabilitation expenses and covers lost wages if the workers sustain injuries on the job. Injured workers may sue you if the contractor does not have proper insurance. In most home improvement projects, the ...

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