From the monthly archives: March 2014

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Do You Need Umbrella Insurance?

Written by on 3/4/2014 4:20 PM . It has 0 Comments.

It’s an unfortunate fact that accidents happen — and it’s not uncommon for jury awards and out-of court settlements to run into the millions. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection? Fortunately, there's an easy and affordable way to ensure you have the protection you need should an unexpected accident occur. For example, what if: Your teenager runs a stop sign, causing a serious accident? A deliveryman falls on your sidewalk and is seriously injured? A babysitter is injured by your otherwise friendly dog? If you are found to be legally responsible for injuring someone or damaging their property, without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will come out of your own pocket. Standard liability insurance generally includes homeowners, rente ...

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