From the monthly archives: April 2011

We are pleased to present below all posts archived in 'April 2011'. If you still can't find what you are looking for, try using the search box.

What You Need to Know About Renters Insurance

Written by on 4/20/2011 6:15 PM . It has 0 Comments.

,P>What do you think your belongings are worth? Conducting a thorough home inventory might be an eye-opening experience since the value of your furniture, DVD collection, clothing, books and moveable appliances can really add up. Without coverage, replacing these items could be a real financial hardship. With Renters Insurance, you are covered. Plus, if you have valuables such as expensive jewelry or collectibles, an Endorsement to a Renters insurance policy can add to the policy’s provisions. This means that in the event of a covered loss, the amount of insurance is enough to cover the repair, replacement or cash reimbursement of the item. That also means that your expensive camera equipment or wedding ring can be covered, too. Renters Insurance provides protection against both property loss and liability (in the event that you cause injury or property damage).  To learn more about what that means, we’ve covered some basics about each. Property Protection Renters Insurance covers your ...

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Do You Need Employee Fidelity Coverage?

Written by on 4/13/2011 6:01 PM . It has 0 Comments.

Business owners don't typically believe employee dishonesty will happen in their business. However, employee fraud is more common than you think. Did you realize $3 Billion dollars of business profits are lost annually due to employee fraud? Here’s an example of an employee fraud case from 2008 that could have been covered had Motorola had an Employee Fidelity policy in place: One might assume that supervisors at Motorola would notice that one employee was ordering an awful lot of inkjet cartridges and getting reimbursed for a ridiculous amount of purchases for the company. But it would be a bad assumption. For three years beginning in December 2003, Bethann Gilroy, 33, got away with a four-pronged theft scheme that defrauded Motorola of $860,000, according to her recent plea agreement. In 2008, she was sentenced to 33 months behind bars, despite her attorney's arguments that her mail fraud guilty plea should result only in probation. Her lawyer failed to return a call seeking comment. According to ...

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Crashing a Lot? Blame Your Astrological Sign

Written by on 4/6/2011 5:53 PM . It has 0 Comments.

In the wake of recent news that the zodiac calendar requires updating, a large insurance company has taken a look at who's most likely to get in an accident based on their signs. Virgos, watch out! People born under the sign were almost seven times more likely to be in a car accident last year when compared to Scorpios, according to claims data. "Perhaps Virgo's shy perfectionistic nature leads to overly cautious and timid driving habits," the company says in a press release. Scorpios, on the other hand, known for determination and awareness, were involved in only 1.5 percent of all accidents in 2010. The "new" sign, Ophiuchus, also fared well in the study. Drivers born Nov. 29 to Dec. 17 were the second-safest drivers on the road. Generally, the signs with the fewest number of reported accidents were those associated with such traits as compassion, graciousness and resourcefulness, while the zodiac signs of those with more accidents are described as uncompromising, arrogant and impatient. But a casual ...

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