From the monthly archives: February 2011

We are pleased to present below all posts archived in 'February 2011'. If you still can't find what you are looking for, try using the search box.

What to Do At the Scene of An Auto Accident

Written by on 2/16/2011 5:15 PM . It has 0 Comments.

Knowing what to do if you are involved in an accident can save lives and can also make the claims process a lot easier.  Here are a few tips, provided by the Insurance Information Institute, for you to keep in mind if you are in an unexpected auto accident. Stop your car and find out if anyone is injured. Call the police or highway patrol. Tell them how many people were hurt and the types of injuries. The police will notify the nearest medical unit. Cover injured people with a blanket to keep them warm. Try to protect the accident scene. Take reasonable steps to protect your car from further damage, such as setting up flares, getting the car off the road and calling a tow truck. Ask the investigating officer where you can obtain a copy of the police report. If necessary, have the car towed to a repair shop. But remember, your insurance company probably will want to have an adjuster inspect it and appraise the damage before you order repair work done. Make not ...

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A Homeowner's Best Friend...

Written by on 2/10/2011 2:38 PM . It has 0 Comments.

America loves its dogs, whose population in U.S. households is estimated at 60 million. While dogs make great companions, playmates, and protectors, they also continue to be a problem for insurers.  Nearly two million people are bitten by dogs each year with around 800,000 individuals getting professional medical treatment for their wounds. Each of these incidents is a potential lawsuit. California’s level of dog ownership continues to grow. Therefore, biting incidents have also climbed. Another factor that contributes to these incidents is that owners often fail to supervise and train their pets. A third big contributor to the problem is that many persons, especially children, do not know how to behave around dogs. An Issue Of Control Insurance is still designed to handle accidents, and companies are at a severe disadvantage when policies are asked to respond to losses that are easily avoided. Dog bite claims involve the insured having control over areas such as: Choosing th ...

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