Sure, we talk a lot of insurance here, but from time to time, we like to talk about things that have absolutely nothing to do with insurance! This is one of those time...
In talking with several of our clients, we found that most people are unknowingly wasting their money each and every day. So, here are a few tips to help you spend money where it counts and save money where you can!
If you’re like most people, your money isn’t making it to end of the month like it used to.
Oh sure, we’re all being more careful with driving, grocery shopping, entertainment and all that. But have you considered where else you might be spending and not yet realized how much you could save by making some small changes in your money habits? Take a few minutes, sit down and start a list. We think you might be surprised….
- Car Washes - The average cost for a basic auto detailing package is about $60 in some places. How often do you do that? Once a month? That comes out to $720 a year. There are many ways to eliminate this one… you can wash and vacuum it yourself for about $5 in quarters and some elbow grease.
- Weekday Lunches Out - Here’s a big one. The average lunch cost is about $6-8. That’s between $30 and $40 a WEEK! Or about $2000 a year. Pack a lunch at home… it’s probably a lot healthier and certainly less expensive. Treat yourself once in a while, but think what you will save!! (Healthy hint: If you can do it, graze between regular meal times and you won’t want to eat so much at one time).
- Vending Machines - Just keep walking. Items in these machines are way overpriced to begin with – about $1 each. Fruit and trail mix from the grocery store are a lot less costly and better for you. If you spend a dollar a day in a vending machine, that’s about $200+ a year.
You can probably think of some other places you spend money that could be changed or eliminated. Take some of that money saved and put it in a savings account. You will be pleasantly surprised at how quickly it adds up.