From the category archives: Blog

Is Your Dog On The "No-Fly" List?

Written by on 10/9/2013 3:22 AM . It has 0 Comments.

Is your dog on the "no-fly" list? With $479,000,000 paid out last year by the insurance industry for dog-bite claims, the breed of dog you own is coming under serious scrutiny when it comes to your insurance. This is especially true when you apply for new homeowners or renters insurance. This isn't to say that every dog that is a particular breed will bite someone, but from the perspective of the insurance company, the odds aren't worth it. The average claim paid is close to $30,000. (And can be much higher if children suffer facial injuries). Pay attention to the application--there is often a specific question as to the dog you own--its breed and weight. Don't fudge the answer, as a material misrepresentation could mean that the insurance company denies coverage for a claim when you need it the most! The breeds topping the "no-fly" list that could get your coverage declined are: Pit Bull/Stafford Terrier Doberman Rottweiler German Shepherd Chows Great Dane Akita ...


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A Homeowner's Best Friend...

Written by on 2/10/2011 2:38 PM . It has 0 Comments.

America loves its dogs, whose population in U.S. households is estimated at 60 million. While dogs make great companions, playmates, and protectors, they also continue to be a problem for insurers.  Nearly two million people are bitten by dogs each year with around 800,000 individuals getting professional medical treatment for their wounds. Each of these incidents is a potential lawsuit. California’s level of dog ownership continues to grow. Therefore, biting incidents have also climbed. Another factor that contributes to these incidents is that owners often fail to supervise and train their pets. A third big contributor to the problem is that many persons, especially children, do not know how to behave around dogs. An Issue Of Control Insurance is still designed to handle accidents, and companies are at a severe disadvantage when policies are asked to respond to losses that are easily avoided. Dog bite claims involve the insured having control over areas such as: Choosing th ...


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